When investing in a condo, securing financing is a crucial factor to consider. In prime locations like Singapore, there are various mortgage options available. However, it is important to keep in mind the Total Debt Servicing Ratio (TDSR) framework, which restricts the loan amount a borrower can take based on their income and existing debt obligations. Familiarizing oneself with the TDSR and seeking guidance from financial advisors or mortgage brokers can assist investors in making well-informed decisions about their financing choices and avoiding excessive borrowing.
Selecting the right plants and materials is another crucial aspect of landscaping. The plants should be suitable for the climate and topography of the site, while also complementing the overall design aesthetic. Native plants are often an excellent choice as they are accustomed to the climate and require less maintenance. When it comes to materials, factors such as durability, maintenance, and cost should be considered.…